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Finding Financial Freedom: A Guest Post

July 28, 20242 min read

I sorted through all the mail on the table. My eye caught on the one that seemed most important–something from my bank. I opened it, expecting my monthly statement, and instead was appalled at the letter stating my account was overdrawn. 

As it was 1999 and before the ease of mobile banking apps, I had to keep a paper ledger in the back of my checkbook. For three years I had this checking account, kept perfect accounting, and had never once overdrawn my account. 

This had to be a mistake.

Immediately, I went upstairs to where my new husband was hooking up our new television in the bedroom and asked him if he knew why my checking account was overdrawn. He looked at me sheepishly, then glanced to the television, and proceeded to explain he hadn’t deposited all the money from our wedding in time to keep the account from being overdrawn. Then, he explained how he was an expert with money,  had a “business mind,” and should take care of all of our finances moving forward since it seemed to cause me so much stress and anxiety.

I was young–a mere twenty years old, a junior at a Christian College, and a lifelong member of a fundamentalist church. My entire life I was taught how a woman shouldn’t question her husband, how she should never speak ill of her husband, and how men were the head of the household.

So, I agreed.

Twenty years later, I was in the middle of a messy divorce and had no idea what my finances looked like. When I finally ran my credit report, I learned how my husband had opened at least one credit card a year for the entirety of our marriage and utilized 0% or low-interest balance transfers to consistently move our debt around. Consequently, I was left with over twenty mostly maxed-out credit cards.

To say that I felt completely hopeless would be the understatement of the century.

Jump on over to Brianna Barrett's "Releasing to God" series to read the rest!


Kristen Neighbarger is a writer, speaker, and faith coach who helps spiritually weary women breathe again. After years of performing, people-pleasing, and pretending she was fine, Kristen found herself unraveling—and slowly rebuilding a faith that could hold both her questions and her hope.

Through honest storytelling and practical tools, she creates space for others to wrestle with what they’ve been taught, name what they actually believe, and move forward with gentleness and intention. Whether you’re wandering, wondering, or just worn out, Kristen’s words will remind you: you’re not too much, too late, or too far gone.

She’s the author of Breathing Again and the creator of The Soul Seat—a reflection guide for those learning to live, grieve, and believe with honesty.
Writing weekly on her blog and social media channels, Kristen helps survivors of church hurt, religious trauma, and spiritual abuse heal and find peace in their faith again. She balances deep dives into scripture with narratives from her own life and church experiences, always connecting with her reader and making faith, the bible, and her teaching relatable and applicable to today’s world.

Kristen Neighbarger

Kristen Neighbarger is a writer, speaker, and faith coach who helps spiritually weary women breathe again. After years of performing, people-pleasing, and pretending she was fine, Kristen found herself unraveling—and slowly rebuilding a faith that could hold both her questions and her hope. Through honest storytelling and practical tools, she creates space for others to wrestle with what they’ve been taught, name what they actually believe, and move forward with gentleness and intention. Whether you’re wandering, wondering, or just worn out, Kristen’s words will remind you: you’re not too much, too late, or too far gone. She’s the author of Breathing Again and the creator of The Soul Seat—a reflection guide for those learning to live, grieve, and believe with honesty. Writing weekly on her blog and social media channels, Kristen helps survivors of church hurt, religious trauma, and spiritual abuse heal and find peace in their faith again. She balances deep dives into scripture with narratives from her own life and church experiences, always connecting with her reader and making faith, the bible, and her teaching relatable and applicable to today’s world.

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