Focus your Finances: Finding Financial Freedom

By: Kristen Neighbarger Published on: 11/01/2023

When we got divorced, I had to run my credit report to even get an idea of what my situation was because I had no access to any of our accounts. I was an authorized user on 23 credit cards. 3 credit cards were in my name only. There were hundreds of thousands of dollars in debt on those credit cards alone. Thankfully, by the grace and guidance of God, I can tell you I made it out of that mess, canceled the credit cards, somehow managed to get out from under that debt, and rebuilt my credit. But, it wasn’t easy. It took me several years, budget spreadsheets, payment plans, maintaining a ridiculously strict budget, and intense frugality. Because I never want you to go through the financial nightmare I went through, let me offer you some suggestions on how to focus your finances.